.Union Money Administrator Nirmala Sitharaman3 minutes read Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Official Nirmala Sitharaman declared that the authorities aims to open over 30 thousand brand new PMJDY profiles during the course of 2024-25.Briefing reporters, Sitharaman unveiled that as of August 14, 2024, a total of 531.3 million Jan-Dhan profiles have actually levelled due to the fact that the scheme’s launch a years earlier, with a collective deposit remainder of Rs 2.3 trillion.The average remainder per profile has actually raised from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 per-cent of these accounts are presently active.” PMJDY has actually participated in a critical task throughout the widespread, specifically for women,” mentioned Sitharaman.Despite the allowance for no harmony as well as the lack of a minimum harmony need, just 8.4 percent of the accounts preserve a no balance. The plan has actually been actually especially helpful in country and semi-urban areas, where 66.6 per-cent of the profiles are located.Since August 14, 2024, women account owners exemplify 55.6 per-cent of the complete profiles, amounting to 295.6 thousand profiles, depending on to the Administrative agency of Money.
Presently, 99.95 percent of all resided villages possess banking locations available within a 5-kilometre distance with different touchpoints, including financial institution branches, automated teller equipments, financial contributors, as well as India Post Settlements Financial Institution.As of August 14, 2024, there end 1.73 billion surgical CASA (current account interest-bearing account) profiles in the nation, consisting of more than 530 million important PMJDY accounts.Relating to social security plans, Sitharaman highlighted that over 200 million cumulative enrolments have given life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly premium of Rs 436.Additionally, over 450 million cumulative enrolments have used 1 year unintended cover of Rs 2 lakh (for death or even long-lasting total special needs) as well as Rs 1 lakh (for permanent partial handicap) under the Pradhan Mantri Suraksha Bima Yojana, with a superior of Rs twenty each year.The Atal Pension Yojana has registered over 68 thousand customers.In terms of credit-linked schemes, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 million advancing lendings amounting to Rs 29.93 mountain (as of July 12, 2024) have actually been actually sanctioned to provide collateral-free institutional money management to mini and small company units approximately Rs 10 lakh for income-generating tasks.Under the Stand India Program, 236,000 increasing fundings completing Rs 53,609 crore (as of July 15, 2024) have actually been sanctioned to Planned Caste, Scheduled Group, and also women business owners for setting up greenfield projects.In addition, the Pradhan Mantri SVANidhi system has approved car loans worth Rs 12,630 crore to 6.52 thousand road sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY increasing down payment balance of Rs 2.3 trillion.u00b7 There are over 1.73 billion surgical CASA accounts.u00b7 Females account owners comprise 55.6% of total accounts.Very First Released: Aug 27 2024|9:37 PM IST.